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  #11 (permalink)  
Old 04-19-2016, 02:02 PM
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Re: And chaos ensues...(on the move again)

April, what shocking news to hear! Ugh, that is definitely no fun. Such is life though at times. You are fortunate that you are at least in a position at this point to make something work out, and I wish you all the best! You are smart and organized, and I know you'll make the best decisions.

I also know what it's like to be on shaky ground with unexpected events out of your control falling on your head. Life was much more stable when I was younger ugh. lol.
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Old 04-19-2016, 02:08 PM
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Re: And chaos ensues...(on the move again)

You're over thinking it.

Most places where I rented take birds, and half the time they don't even count against the pet deposit. You only have one, and she's not that big.

And maybe you'll end up with a house out of this. Something that's actually YOURS, plus a huge tax deduction to go with it, and equity... as opposed to just throwing away money every month.

I've got another year or two to go before I can do that. I've been locked out of the housing market since I lost my house in the divorce in 2004.

So... fortunately I have a stable rental. Finding another place with SIX of them? Not as easy...
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Old 04-19-2016, 02:13 PM
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Re: And chaos ensues...(on the move again)

Oh April Do you know your bank / bank manager well?
Check out the young house love and apartment therapy blogs. As long as your little place has good bones....
Good on you for having a cry. Makes a world of difference. I have my fingers crossed for you that you can just buy and settle.
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Old 04-19-2016, 03:19 PM
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Re: And chaos ensues...(on the move again)

Quote: Originally Posted by Birdman666 View Post
You're over thinking it.
Therein lies the key ingredient of a perpetual planner It's in our D.N.A While we get over excited and grieve as we work through every possibility - there is rarely an outcome we are unprepared for. Getting through the mental prep helps me believe I'm confident and skilled enough to take on whatever the world throws at me.

In theory anyway.
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Old 04-19-2016, 04:57 PM
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Re: And chaos ensues...(on the move again)

Quote: Originally Posted by Birdman666 View Post
You're over thinking it.

Most places where I rented take birds, and half the time they don't even count against the pet deposit. You only have one, and she's not that big.

And maybe you'll end up with a house out of this. Something that's actually YOURS, plus a huge tax deduction to go with it, and equity... as opposed to just throwing away money every month.

I've got another year or two to go before I can do that. I've been locked out of the housing market since I lost my house in the divorce in 2004.

So... fortunately I have a stable rental. Finding another place with SIX of them? Not as easy...
We never had issues finding rentals with him in Arizona. We didn't even have to put him on our lease and lived in "no dog/cats" apartments, as he was considered a "small pet" and they didn't care. When we started looking to move up here to Oregon, "pet friendly" apartment after apartment who were super excited because we have good credit and renters history rejected us as soon as we brought up the bird. I couldn't believe it! If I remember correctly, it was well over 10 places that would allow big dogs and multiple cats, but not one puny little parrot (the mind boggles). I wised up and started asking about him before submitting the application after the first few turned us down. I had to place an ad on craigslist along the lines of "couple and our bird looking for rental" to find where we are (and they responded only because they have a bird and like parrots). Maybe it's the area? But that experience is why I'm concerned IF we have to rent again. Fortunately, theres a local guy who could help us out with Kiwi for a while if it came to it (which now, I would be 99.9999% certain it won't).
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Old 04-19-2016, 05:04 PM
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Re: And chaos ensues...(on the move again)

Thankfully, we now have some family willing to help, which is very unexpected. Takes a lot of pressure off us. I contacted some realtors today, looked at some listings and hopefully we can do some viewings over the weekend. I also contacted several apartments as well just in case. After the initial shock, I am now in a super focused state of mind, and if there is a way to get us in a house, I *WILL* find it. If need be, I can get us into an apartment too. I feel I am starting to regain a little control of the situation now, though I am still frustrated it is happening.
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Old 04-19-2016, 05:07 PM
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Re: And chaos ensues...(on the move again)

Quote: Originally Posted by itchyfeet View Post
Quote: Originally Posted by Birdman666 View Post
You're over thinking it.
Therein lies the key ingredient of a perpetual planner It's in our D.N.A While we get over excited and grieve as we work through every possibility - there is rarely an outcome we are unprepared for. Getting through the mental prep helps me believe I'm confident and skilled enough to take on whatever the world throws at me.

In theory anyway.
Yes, yes and yes lol. I hate being unprepared and worse, blindsided.
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Old 04-22-2016, 05:14 AM
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Re: And chaos ensues...(on the move again)

Can't sleep again. This whole situation is a roller-coaster that changes on a minute by minute basis it seems. It goes from ok to bad to worse to somewhat positive again and I can't sleep because my mind is just racing. The major disappointment du-jour is that we were, for whatever reason, under the impression a "condo" is what is actually called a "townhouse" and townhouses are probably not in our budget. A "condo" is essentially a fancy name for an apartment with twice the headaches because you technically "own" the thing with all the hassles of "home"ownership in regards to if something breaks you must fix it, yet you still have all the hassle of renting with no real benefits of ownership because of potential a-hole neighbors sharing paper thin walls on all sides and the HOA. Frankly, it doesn't seem worth it when we can rent the same thing for the same price (likely less than a mortgage and HOA fee) with far less commitment.

Its just really disappointing that our quality of living is probably not going to improve when we become saddled with a mortgage because we do not earn enough to afford a real house (not even a tiny, dated, cosmetically ugly older one). Our realtor seems to understand our concerns and is going to try to find us something with even a small upgrade in privacy and freedom to not be paranoid about the neighbors surrounding us 24/7. We're really trying to push her to help us find a manufactured home, because that is realistically the closest we'll get for a very, very long time to a real house. We would rather take a hit in the future resale value and own the entire structure and have even a small buffer between us and the neighbors. Heck, by the time we could afford a real house, we could probably just hang onto a manufactured for when we had kids ready to move out of home so they could save on rent and not be stuck in the same position we are. We want a place to live that is OURS, not ours and the HOA people's (along with their arbitrary rules). We don't want to be "homeowners" on paper only. We want our bird to be able to vocalize without living in constant fear of getting a whiny neighbor who complains and the HOA-lord or whatever they'd be called to come running down and tell us we had to get rid of him or move, yet can't tell the "homeowner" above us who stomps around at 2am like a herd of elephants to stop because they are allowed to do what they want in their own home.
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Old 04-22-2016, 05:30 AM
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Re: And chaos ensues...(on the move again)

April, I'm truly sorry this is keeping you awake.

I hear you loud and clear on ANYTHING and EVERYTHING HOA related. I would never, and will never live like this. I'm not going to fork out x-amount of money for a home to then be told what color I can paint my shutters and/or home, what type of fence is allowed, and what shrubs/plants are permitted.

IMO there's nothing wrong with a manufactured home, April. Please keep your head up!
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Old 04-22-2016, 06:08 AM
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Re: And chaos ensues...(on the move again)

Seems like everything in SA has an HOA... and then it comes down to whether it's a fairly enlightened community, or it's one of these HOA's run by the village idiots who want to tell everyone else in the neighborhood what they can and cannot do.

Can't have a metal shed in your back yard. It has to be wood.

Can't park on the street. (The village idiot that runs our HOA added that little rule after he invested in a TOWING COMPANY... Can you say conflict of interest?! But, of course, it's a rule not enforced. Towing is enforced... )

If we find weeds in your yard, you're going to get a notice. You have ten days to fix it, or we start fining you.

You have to get anything you do approved by the architectural committee first, from simple gardening and landscaping, to any sort of modifications, painting, or repairs.

So, I understand your concerns completely.

BUT in buying you get tax breaks, and you get equity. When you sell, you get all or most of the money you would have otherwise thrown away in rent back, and sometimes you even make a decent profit on the deal. So, there's that side of it too...

I've been locked out of the housing market myself since 2004. Back in the boom days in Cali, they were selling tear downs in my old neighborhood, for the low, low price of 1.2 million dollars... but it's a decent sized quarter acre lot!!! Can't get those around here anymore!

Yeah, right!

What you don't want to do is get something where you will be "underwater." Or a house in such bad shape it will be a money pit. Those are the things you want to avoid.

Don't lose sleep over it. If you find something that fits, buy it. If you don't rent something you like, until you do.

You can't always plan everything. Life is usually comprised of the stuff that happens while you were busy making other plans.

Try to get some rest.
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