Insurance

[Minor_Arcana]

It’s time for Lexa’s yearly wellness exam and jeez, I forgot how expensive vets are

For general wellness exam, bloodwork and psittacosis testing it will be $428.08

Does anyone know of some good avian insurance companies that help cover wellness exams?

 

[noodles123]

This is hit or miss, but someone just posted about it not long ago. Try doing a search of the forum...It was within the past few months.

 

[LaManuka]

Rather than paying premiums to an insurance company (who are sometimes difficult to deal with when the time comes for them to pay up!) many opt to start up a separate bank account and pay into it the equivalent of whatever they might have paid in monthly insurance premiums. It probably takes a little more discipline to do this and I wish I could say I do it myself, but perhaps it's something you could consider.

 

[AmyMyBlueFront]

A couple years back I talked to some company (googled bird ins.) and was told premium would be $47 a month for both fids. I had to pay up front and they'd reimburse 80%. My kids go once a year for wellness and twice a year for grooming. Premiums would have run me $564 a year. I don't pay that much out of pocket. But if there was something major to happen it might be worth it. I paid over $700 when they discovered Amy's heart condition.





Jim

 

[SailBoat]

Insurance Companies are for Profit Organizations!

Most Vet Clinics have a pay in advance program that allows you to prepay for up-coming visits.

We build Julio's Vet costs into our yearly budget.

 

[Scott]

Insurance is a calculated risk by the company and gamble for consumer. In some cases mandatory such as automobile and discretionary like smartphone coverage. I tend to view insurance as necessary for the really big items that you cannot possibly afford to cover. In the case of companion animals, tried it once years ago and became convinced it wasn't worth the expense. But.. as Jim mentioned above, really big things can be costly. Just one of those judgment calls that is not easy to make! Most vets have something like "care credit" that helps you pay off large expenses over time, but comes with scary interest rates.